Blog
In-depth guides on FIRE for the Indian context. No fluff, no generic advice.
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What is FIRE and Why It's Different in India
The 4% rule, index funds, Social Security — FIRE as practised in the US doesn't map 1:1 to India. Here's what changes.
12 min read
WithdrawalSWP: How to Withdraw from Your Retirement Corpus Without Running Out
Most FIRE planners obsess over building the corpus. Far fewer have a plan for drawing it down. How SWP works, why it beats FDs, and how to stress-test your withdrawals against market crashes and major expenses.
14 min read
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Coming next
Is the 4% Rule Valid in India? Why We Use 3.3%
A deep dive into safe withdrawal rates — where the 4% rule came from, and why India's inflation and market structure demands a more conservative number.
How Much Corpus Do You Need to Retire in India? (2026 Guide)
Real numbers for real Indian expenses. We work through scenarios for Lean FIRE, Regular FIRE, and Fat FIRE at various city tiers.
EPF, PPF, NPS — Which to Prioritize for FIRE?
Each instrument has different liquidity, tax treatment, and return profile. How to think about them when your goal is early retirement.
Health Insurance Before 60: The Biggest FIRE Risk in India
ESIC and employer cover disappear when you stop working. This is the most under-discussed risk in the Indian FIRE community.
FIRE on ₹1 Crore vs ₹5 Crore: Real Numbers
Side-by-side: what life looks like at different corpus sizes. Monthly withdrawal capacity, city options, lifestyle trade-offs.
Lean FIRE Stories from India
Anonymized case studies of Indians who retired early with smaller corpuses. Real numbers, real decisions, real timelines.